That is fine. We are regularly approached by people who have never set financial goals. We will help you determine your medium and long-term goals based on several factors: age, marital status, spending structure, availability of loans, your dreams (a house on the beach? a Sports car? prestigious American education for children?) and much more. After we define the goals, Wellfy will help you create a detailed plan for achieving them. We clearly understand that goals change. Therefore, at any time you can return to our analysts and tell them that your goals have changed - we will help you update your financial plan accordingly.